Full-timer

In the world of RVs, a “full-timer” is someone who lives in their RV all the time, making it their primary residence. This lifestyle is often chosen by retired couples who decide to sell or rent out their permanent homes to enjoy life traveling on the road.

However, when it comes to RV insurance in the United States, the definition of a full-timer can vary. Insurance companies specializing in RV coverage usually consider someone a full-timer if they spend a certain amount of time living in their RV each year. This threshold is typically around five or six months, depending on the insurance carrier. So, from an insurance perspective, you might be classified as a full-timer and pay a higher premium even if you live in your RV just over five months in a year.